Finally, Finally Silver

I have been in a dry spell for month's now where I go to my usual 15 banks/credit unions and get half dollars from tellers drawers but it all turns out to be clad..

But today one of my CU branches happens to have $45.00 in halves, kept in 2 bank envelopes. They bring them over to me and pour out the first envelope to count it and I hear that old familiar ping. I was sweating it thinking the 2 tellers were going to catch it, but they did not.

The take is 1 - 90%er and 15 - 40%er's.

 

Log in or Sign up to hide this ad.

What would you have done if one of the tellers had discovered that some of them were silver? Inquiring minds want to know!

Chris

 

Good question. I probably would just play dumb and ask is there something wrong? And then add my kids will be thrilled with these half dollars, they can fill their little coin books with all these.

 

@cpm9ball
Are you asking if they discovered the halves are silver and then continued giving OP the halves or discovered, then refused to complete transaction. If the latter, I know what I would do. Been there, done that....

 

I simply wanted to know how the OP would react if the teller declined to give him the silver, opting to keep it for themselves.

Chris

 

Teller Drawers are more hit and miss than Boxes for me when it comes to halves. I have had my biggest scores doing it, getting a whole role and a half of silver in one shot but you can go to 20 banks and get nothing. My area is infested with Coin Roll Hunters and their dumps so I am usually more successful at the teller trays when I go on business trips.

 

Precisely what I thought you were asking. What would you have done if denied transaction after teller "discovered" halves were silver?

And you OP, if denied?

 

What did you do? Throw the appropriate amount of money on the counter, grab the half dollars, and run?

 

Now this is a bank that I and my mother have been a member of for at least 30- 40 years. Car loans, morgages, accounts...Not a usual office visited though.

The halves are sitting in the tray. "I'll take those halves please". Teller refuses to "sell" to me, stating "they are silver" (no soup for me). Teller pulls from tray and throws in drawer. Quick walk to the bank manager. Bank manager sides with her. Quick call to corporate from bank manager's phone. Account numbers given by me. Bank manager instructed to sell the halves. Teller turned out to be the head teller/ vault manager. Two days later she was on the unemployed list (Don't worry, she landed a job at a competing bank near close to my home but one that we have accounts at. I fear she couldn't take the "strain". No idea were she is now. Out of the business I hope) One has to follow through when treated wrong. If she wanted the darn things then don't have them sitting in the tray. and the office manager, she was a darn good head teller for awhile. Made a point to drive way out of my way to check in on the attitude. Not to far out of the way though. Driving miss daisy to her favorite pass time.

It was just shy of a roll of 40%. Even if just a single 40%, events would of been the same. It was the attitude. Degrading me as I guess she didn't like my t-shirt and jeans. They were even clean. Holier then thou she was.

 

Buy the bank and fire the teller! Just kidding!

Whatever happened to the old business policy, "We reserve the right to refuse service to anyone."?

Chris

 

Like I could buy the bank. I am not a wealthy man by any means. Crap, sitting here watching a baseball game on the telly and looking at dimes. One does expect an iota of respect at a bank where you park your money and where all your major crap is held or done. Be it a low six figure or high six figure amount sitting in a piddly paying money market it doesn't matter. What if seven figures? What if eight? What if three? Treat the customer with respect and git the sheet out of your tray and out of site if ya don't want a problem.

"refuse service", looks like were headed that way in this country and have been. The teller had no right to refuse service to an account holder.

 

No right? Suppose the customer objected to the teller's refusal to give up the silver coins, and made a very loud "stink" about it, refusing to move on so other customers could attend to their business. What then? Doesn't the manager of the bank have the right to ask the irate customer to move on or call the police?

Isn't this an instance of refusing service to anyone?

Chris

 

Seriously? The "stink" did not impede any other customer in the bank. There were not any other customers. Just lil ol' me. I does have a touch of couth. Little simpleton me, with my non existent big words.

Maybe @cpm9ball Chris just doesn't have enough money in the bank to get the service one wants.

Refusal of service? I was served. Thank goodness I don't live in a state where a business can refuse service based on religion, choice, or orientation.

That is where your statement of "We reserve the right to refuse service to anyone" is just plain wrong. I'll give ya one of these. Ya seem to like giving those out.

@SilverTracker

Looks like this thread got jacked. SORRY. Have enough money in that bank and you will not have to worry if they discover what they are giving is silver. If it is in the tray or hit's the counter, that pickins is yours.

 

Since when did this discussion become an issue about you?

Chris

 

I guess it became about me here. Be nice friend.

 

@mynamespat @SilverTracker

Thanks mynamespat. Thanks OP. Sorry for the jacked thread.

Sorry Chris. You are always right. I am a bad man and a complete troll.

 

You didn't hijack anything! We were just discussing another subject involving silver.

If I was always right, I'd be rich!

Chris

 

I think it's an interesting conundrum. I think the issue the cashier ran into was she was denying you the half dollars so that she could personally profit. I can't think of a single business where denying a customer a product or service for personal gain isn't frowned upon. It's pretty important to serve the customer in the customer service industry.