1961 Dime - Gem Grade?

Agreed. If you're just trying to fill out space on a submission, pick something else.

 

Nothing wrong with it, really. It’s just not worth enough to justify the considerable expense of certifying it, is all. There’s no upside there. Even in your best-case scenario, it will grade out at a level that will make the coin only worth a small fraction of the cost of submitting it.

It’s a nice enough coin for a raw album. Not for a slab. Unless you don’t care about the expense and just have a burning desire to slab it- in which case, go right ahead. But that would be a waste of money.

As @Collecting Nut mentioned, you could find a nicer example already in a slab for less than ten bucks, most likely. So why spend $40-50++ to slab that one? Even if you used the economy tier for moderns, by the time you add up the grading fee, the invoice fee, and shipping both ways, you’d be way underwater on it.

 

You said it yourself. That, I think, is a very plausible scenario. Nice though the coin may look, I do not like your odds of doing any better than that.