Still to this day, I overpaid. I bought it 4 years ago. Still no regrets. No, I didn't buy it for the toning, but I paid for the toning. By contrast... I paid less than 50% of the above coin to get this one.
That's so far over my budget that the concept of "overpaying" or "underpaying" would be totally meaningless...
I probably paid too much for this one too. MS64. Beautiful light gold patina, uniformly on the entire coin. Drips with luster.