I need help for a friend who got scam by a coin shop

Someone gets rooked.
Then s/he gets told s/he got rooked.
Then s/he does nothing about it ???

Facts in front of us, my answer is pretty simple: TOUGH LUCK, LOSER! I have no pity for this wronged consumer, now. Fuggeddaboutit.
I think this woman is daffy (by her cavalier attitude) but if she can organize parties and travel instead - that's her choice and those are her screwy priorities.
(Point goes to the dealer: great call on that easy mark!)

We can be pretty sure this will only be the first little lesson and nothing learned, anyway ... that's the sad part about onset dementia. Anything to be done, her children and husband should be informed to minimize future damage from her 'elderly behavior' now and going forward.

 

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Apparently you don't read so well. Before calling someone a looser read the whole post and get your facts straight.
She did not organize the party. It was a surprise party for 100 + people flew in by her husband. Try getting rid of a hundred quest from up north coming from snow and cold when you live in Florida. Then she has to find the receipt without anyone finding out whats going on. Now she has grand kids up north that have some type problem and she had to leave. All of this is life. Timing for this thread may be bad, but this is anything less terrible because you say so.
I have ask for everyone's patients (What was I thinking). It has only been Three weeks since this thread was started.
Trying to get resolve with in your time frame might not be possible, and for this I am sorry. But read the whole thread before throwing stones.
Biged

 

I think people's point is that this does not seem to be that big of a deal to this lady. I don't care how many guests my mom had in town, I would be dealing with this issue, if it really happened, RIGHT AWAY! Try going in there a month after it happened and complaining and you will find the problem has gotten alot harder to deal with as it shows that it wasn't really that important. If she can afford to take a hit like this without making it a priority for her than I sadly say she doesn't deserve as much sympathy as you are trying to garner for her.

 

Dude, would you say the same thing if it was your grandma? Show a little compassion... you shouldn't be making assumptions about a person after a few random posts. Geez, some people's kids!

 

well, if it really was important to her she'd have given it at least some priority. Have you explained to her the danger of not getting anything resolved due to the lapse in time since the purchase? Tell her: You snooze, you lose!

 

For the two or three post above. You did not read the part where she did this behind her husband back. He does not know about this. once again you are taking parts from a very large thread and not reading all the facts. Please read the whole post.
Biged

 

You see this is not true as it hinges on the representations made by the seller when making the deal.

 

I am not making this post for her sympathy. Original post was to asking for advice and help with this situation. This woman got took for $6,000.00 dollars. She is a wealthy person, but this don't make the situation excusable.
Thanks Biged

 

If a person sits on a problem it doesn't get better on its own. There has been more than sufficient time passing between the purchase of these coins and today to cause a person to think that while something may been done badly, the lapse on the purchaser's part (for whatever good reason she may have had) in getting this resolved has caused so many problems with the fiasco that the dealer's return policy is most likely way passed the drop dead date.

The woman now has no leg to stand on that to try a drum a moral outrage for an old woman supposedly done wrong.

If this has been done to most people (being supposedly taken for $5,000 or whatever) would have been #1 on our list of things to do for today not 3 weeks later or quite possibly a month or more.

Since she was offered the help of the OP and she choose to entertain 100+ unexpected guests invited by her husband she is now quite likely to be in the unenviable position of "out of luck". She has taken to long to resolve the situation. Most companies have a return policy that they will gladly stand behindl, but most small businesses don't have an open-ended return policy like Sears where you can come back years later.

Those coins are hers and the OP can demand her satisfaction but he is whistling up a rope. He's a nice guy, but she really is putting him in a position where now he is looking like he's more than a day late in coming to her defense (if she ever had one). Those coins are hers now until the cows are sent to market. She has no one to blame for this but either herself or her husband's surprise 100+ guests.

How does the dealer know if the coins that she is now crying about are part of the original sale and a scam is being pulled on him.

If she was my grandmother, I would have taken care of this a lot sooner than today or some future date. I have seen some smart little old ladies in my time who if they didn't get their way would pull the little old lady crying scene in hopes of getting her way. Now it is just to late for this and the coin are hers until she decides to sell them.

Stick a fork in her - she's done.

 

This thread has been going on for over three weeks and she most likely had purchased those coins before then. I sympathetic to her plight but not when she has taken so long to have your help and time in order to rectify her problem. She really has strung this situation on for far to long and even if the coin shop was in any way deceitful, just how are you going to prove it after all this time.

I have been in coin shops when people came in ask a question about a price and then call the shop owner a crook and a thief. I've told them that if they don't like the price they are always free to disagree politely but not to make accusations. If someone came into my shop I would be upset and tell them where to go and ask them to leave (sort of like the soup nazi).

I honestly believe that you still don't know the whole story nor have seen the receipt. The longer that this woman waits the lamer she sounds (like bitter grapes). She needs to thank you for your time and help and then go to resolve the situation herself.

Unless you're an expert in the coins at this point you are just another voice in an exchange that has yet to be made. If you're going to help she needs to get off square one and do something or accept it for what it is.

 

Return policies are not a defense for fraud.

 

and you have got lots of advice...mine being that she needed to do something about this sooner and at this point it is too late to do much about it. She is wealthy as you say so at least this isn't going to hurt her ability to feed herself or take care of her family.....and if her husband hasn't noticed the fact that they are ten grand lighter in their bank accounts/credit cards then this is probably no big deal for either of them......granted I didn't read all twenty something pages of this nonsense nor will I now....either way it would not change my advice which would be that they took too long and by doing nothing for three weeks, nothing is now what should be done about this....lesson learned, at least she has some cool coins to look at or pass down thru the generations but that is it. Please somebody end this pointless thread.

 

There is usually a time limit involved and then a good reason is needed. I'm not really sold that there was fraud involved because all we have heard is supposition and that is backed up by inaction.

If some action had been taken sooner I might agree with you. If I don't like the price of a car I am free to move on. This lady had the opportunity to do that but didn't.

 

Exactly. The lady went in to buy $8000 worth of silver. She did not come out with anywhere near $8000 worth of silver.

 

Wrong. She was quoted a price for one half which was $32. She did not say I want $8,000 worth of silver. She wanted $8,000 worth of halves priced at $32 each.

 

Much would depend on what was said.

If she said "I would like to buy some silver coins." and the dealer replied "I have a bunch of these at $32 each." to which she said "I'll take 250 of them." Then she's nothing more than an uneducated consumer, and the dealer made out like a bandit. Nothing illegal there and I doubt she'd even get a penny in civil court.

If she went in and said "I have $8000 and I would like to buy some silver." Then shame on her and while the dealer might be a little on the shady side, he likely didn't do anything illegal in most states besides Florida. She might be able to get her money back by taking the matter to court.

But if she said "I would like to buy $8000 worth of silver" and he sold her +/- $2000 worth of silver and for $8000, then, IMHO, we could be looking at fraud and I think she would win if it went to civil court.

But we don't really know what happened, so the best we can do is guess...

 

I don't know if this situation is a case of fraud or not - there are not enough facts. The length of time a person has to seek remedy in cases of fraud are set by law not by a store's own policy addressing merchandise returns.

 

I was actually very very sympathetic to this lady.
See here: http://www.cointalk.com/t224496-3/#post1665256
And here: http://www.cointalk.com/t224496-3/#post1665290

And I am sympathetic no more. SHE BLEW IT.
If she can't be bothered, why should we???

 

My thoughts exactly! :thumb:

 

Unfortunately, I think too much time may have passed between the purchase and the eventual follow up, but this doesn't mean that BigEd shouldn't still pay them a visit and give them a piece of his mind. For all we know, maybe it was a new assistant in the store and he thought that the owner pointed to the halves when he was really pointing to the circ morgans and this is why things got screwy. There was no doubt that she didn't know what she was doing, but something lends me to believe that there was a screw up on their end and they gave her the wrong item. It is one thing to charge a few dollars more for a 90% halve but $20 more per half is extortion. I really think there was a screw up on their end but it may be too late to prove that.