I'm just going to wait for the premiums to come down. I need some 2013s also but not this week, or month even.
they are down to 3.49 over spot at a couple sites now, pretty much normal pricing, won't get any lower than that imo on small quantities.
And if the OP bought from your local guy, they would have to be shipped to the OP, at a price on top of that $4 over spot. So if the OP can get them for up to $5 over spot, that's not a bad price and is within a normal mark up for 1 oz. silver bullion.
Yep although if buy from a local coin shop remember to add gas. (obviously isn't a big factor if you live a mile or two away, but some peoples closest coin shop is 30 miles or more)