eBay Fraudulent dealer - worldcurrencyandcoin or Numis-phil (S) Pte Ltd in Singapore

IIRC, California is also the only state that accepts degrees from online law schools.

Just because someone claims to be a lawyer, this DOES NOT make them legal experts. God knows there are just as many (if not more) incompetent lawyers out there as good ones.

 

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The seller has 42 negs in the last 12 months and 255 negs in the lifetime of the ID they are using,
They are rude in response to the negative feedback and always keep the item purchased "Private"
I wouldn`t even spend one cent with the seller never mind 6 grand.

 

I have. I just stated the truth.

 

Two more good points davey... listing every auction as "private" and blocking every bidder who has posted a neg.

 

[FONT=&amp]I agree with private listings and IMO they are enough reason to completely avoid any unknown seller[/FONT]. After all, this is rarely done for honorable reasons. As for blocking anyone who left a neg, why not? Even though this particular seller may be a scumbag, if we look at this in a general sense, why would a seller want to take another chance with someone who neged them? Look on this forum, and just over the last few months there have been threads where an undeserved negative or neutral was given. Even if most negatives are valid, blocking a buyer is one of the very few tools a seller has today, and just as a buyer does not have to deal with any particular seller, a seller should not have to deal with any buyer (for any reason) if they do not wish to do so, and this should not be held against them.

 

That is extremely sad. I had a bad experience recently as well. Some time ago I bought a commemorative set from a reputable South African coin dealer called “The Scoin Shop”. These particular sets that I bought (and like) are minted in Norway. The seller asked if I can fill in some personal details so if they something nice they could let me know. The details included my birthday. I used a particular Credit card that is in my wife’s name. We never used it again. The night before my birthday, the bank calls me and said there is an unusual transaction going through for purchase at the Norway mint via PayEx. I thought it is my wife that bought me birthday gift and did not stop the transaction. The next day, there was no coin gift. It turns out the person that worked at the shop cloned my wife’s card and waited until my birthday and used the information to buy an 1800 USD coin. There is no form of personal identification when using a credit card via this system. If someone have all your card details it is easy.

 

I initially contacted the seller and asked for refund. The coin was returned by insured, registered mail but not picked up the seller! It finally came back to me again. In the meantime I contacted PayPal and they claimed they couldn't help as per their policies?? The only reason I even did this transaction was because it was through PayPal that offered buyer protection! I contacted the credit card company and they said they couldn't do a chargeback because the initial transaction is a couple of months old already!

 

It was done outside eBay but through PayPal!

 

That's what I understood as well. But obviously there seem to be huge loopholes in their buyer protection policies!

 

Yes. It was all done appropriately. The coin actually came back to me as it remained unclaimed by the seller

 

eBay's response has been completely hands off since they seem to make money on transactions and they don't seem to be in the business of buyer protection or satisfaction.

 

Even the credit card company seems to want proof of all kinds which was submitted. But now they claim they can't do anything about it since the transaction was 3-4 months ago. The whole process has been so long drawn - first notifying the seller about it, then contacting PayPal and as a last resort the credit card company. Maybe someone has experience with this but Singapore seems to have pretty strict laws regarding fraudulent trades. That was the only reason I even considered purchasing something from Singapore - I"d never buy anything like this from some other Asian country. And PayPal seemed to have good buyer protection policies as well. I"m thinking about getting the Singapore police or their legal system involved against this seller.

 

Well, good luck, but I think you're facing an uphill battle.

 

I found the neutral feedback from feb 23 2012 very interesting, he got blocked because he gave a neutral?

 

Yeah. I understand that. But I think the Singapore police might have a say in this as well. I can't believe that eBay and PayPal allow this sort of activity. I even had a 3rd party professional numismatic write a letter saying it doesn't look like the original listing and looks like a modern replica.

 

I don't see this ending well for you.

You bought the coin outside of ebay....so ebay will not help you any. The listing you posted means nothing to ebay. As the coin wasn't sold through them.

You paid for an item through Paypal. You got an item. Paypal isn't going to refund your money

Paypal doesn't care about the ebay listing either, as you didn't buy it from ebay.

Sorry you are in this situation, cause there is no good outcome for you unless your credit card will change their mind and credit you.

 

A few years ago this sellers auctions were not private. And was a good seller to buy from. I made at least 5 purchases from them and never had any issues. I guess things have changed in the last few years.

 

Go back and read Post #24.

 

You're pretty much toasted then.

The item was listed on eBay, where you found it, but you completed the transaction outside of eBay, and the buyer protection would not apply.

That's why PayPal can't do anything for you. As far as your credit card company goes, I believe that if you file a charge back on a purchase, that has to be done within 30 days of the date the purchase was made.

It's unfortunate you have to learn this lesson at a $6000 expense, but hopefully you did learn to never go outside of eBay if you want to be covered by buyer protection through them. But more importantly than that, read the feedback. Not just the positive, read the negative as well. It's important to see how the seller handles complaints, and it is quite obvious this seller doesn't handle them well at all, as he deflects and turns it around as though the buyer was at fault from the beginning.

 

You may be able to sue PayPal in a California court for not adhering to the fraud and refund policies regardless whether the transaction occurred through eBay or not. They and eBay are California based companies. Go to a legal advise chat room, they may be able to point you in the right direction. A letter from your lawyer may bend PayPal your way.

It doesn't matter whether you still have the coin or not. Have it's authenticity verified. This is your proof that the coin is or isn't authentic. $6000 is a lot of money. In this state (California) that would be considered grand theft, if I'm not mistaken. PayPal can easily charge back from the sellers account. Because Paypal is not a true brick and mortar bank, but more of an escrow service/CC company/Online bank, they may be sued as accomplices because they charged a % fee from the transaction, furthermore this may be considered earned income on there part which means they profited from a fraudulent transaction in which they were a direct party.

Hope this helps. Don't wait!!!

P.S. Don't listen to discouraging advice! Don't be ashamed of any actions on your part! Pursue YOUR interests as other parties have done (i.e. the seller, Paypal, etc.) and don't give up!