Can Bank Tellers put old coins with silver and replace it?

Discussion in 'Coin Chat' started by tristen1230, Mar 3, 2012.

  1. tristen1230

    tristen1230 New Member

    Can Bank Tellers take old coins with silver and replace it?

    I have heard of tellers like keeping coins for people which I have heard of because someone in my family might become one.
     
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  3. Doug21

    Doug21 Coin Hoarder

    My Mom did...but that was decades ago.
     
  4. Hunt1

    Hunt1 Active Member

    With all the camera's now, it would be frowned upon.
     
  5. tristen1230

    tristen1230 New Member

    Why do I hear like my favorite tellers save coins with silver?
     
  6. Hunt1

    Hunt1 Active Member

    They are worth more in melt than face
     
  7. Lon Chaney

    Lon Chaney Well-Known Member

    You've had Mary Ann for your picture for a while now. Even now, still not a bad looking gal. Better than that "movie star..."

    Anyway, I think once their shifts are over, they can sell the silver in their bank to fellow tellers then buy it off them. I always saved silver, wheaties, etc. when I was a cashier in high school and college. Rules are probably a bit more lax for that though.
     
  8. urbanchemist

    urbanchemist US/WORLD CURRENCY JUNKIE

    what would cameras have anything to do with it. they are not stealing it. they are holding it in their drawer. nothing wrong with that. worked at a bank for years and did it for customers as well as myself. plus banks have had major camera systems for decades. no worries.
     
  9. CamaroDMD

    CamaroDMD [Insert Clever Title]

    I did at the bank I worked at. What I did was I set aside any coin or bill that I wanted in a special place in my drawer. When I had a nice little stash I wanted to purchase, I would sell it to my neighbor teller (so it was now in his drawer) and then I would go around in front of his window and make a cash withdrawl from my checking account in that amount and he would give me those bills/coins.
     
  10. Conder101

    Conder101 Numismatist

    It really depends on the policy at the individual bank. Some allow it, some allow it with oversight, some outright forbid it.
     
    serafino and imrich like this.
  11. TheCoinGeezer

    TheCoinGeezer Senex Bombulum

    Agreed, Mary Ann was way hotter than Ginger.
     
  12. Tater

    Tater Coin Collector


    +1 here.
     
  13. TheCoinGeezer

    TheCoinGeezer Senex Bombulum

    Good old Gilligan's Island.
    The professor can make a radio out of a coconut but can't fix the boat.
    Two hot women on the island and the Skipper chooses to bunk with Gilligan.
     
    serafino likes this.
  14. TheCoinGeezer

    TheCoinGeezer Senex Bombulum

  15. VNeal

    VNeal Member

    Now Mrs Howell is starting to look good to me. Oh lovey where are you?
     
  16. ikandiggit

    ikandiggit Currency Error Collector

    I've been noticing how hot Betty White is!:grandpa:
     
  17. JCB1983

    JCB1983 Learning

    I'm sure, especially if it isn't corporate. I have a nice relationship with my bank teller. They are kind of essentials in the whole roll searching aspect. They have a computer hooked up to the roll sorting machine and at any given time I can call in and she will tell me exactly how many 50 cent pieces are in the machine. Pretty cool.
     
  18. saltysam-1

    saltysam-1 Junior Member

    The same with Granny from the Beverly Hillbillies.
     
  19. james m. wolfe

    james m. wolfe New Member

    smiley-char124.gif i agree
     
  20. medoraman

    medoraman Supporter! Supporter

    ^This. As is common, Conder provided a great answer. The banks who would not allow it are fully in their rights, as any time the teller is searching through their change is time not spent doing bank business, which is what they are paid to do. A smaller bank or credit union would be more likely to allow it would be my guess.

    There is also a difference between putting them aside for yourself or for customers. Putting them aside for customers who ask them to do it would be more favorable to the bank than for yourself. Again, just depends on the bank.
     
  21. bradarv90

    bradarv90 Member

    I was thinking about applying to some banks in my area. Do you think they would tell you there policy on that or would you have to ask?
     
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