It's a 1905, right ? Not 1905-S ? It could be worth 20-25% over bullion value if it grades mid-50's. I'm surprised HSN would sell 1905's and not 1905-S's.
Thats an exceptional value ! but take in to consideration you bought the coin years ago, so your getting the interest..LOL, I avoid coins entirely on TV they tend to be way over priced and almost always graded by ANACS, if you want to maximize value I would send to PCGS there slabs go for more money then NGC and way more the ICG, I wont get in to the ANACS part of the conversation.
For a coin that tracks gold with a very low numismatic premium or no premium at all....then it probably isn't worth it to resubmit and pay for a new grading. The grade won't matter really so why do it.
I had just started collecting when I got my half of my father's "coin collection". It really wasn't a coin collection. The coins had been placed in boxes. Anyway, It got me interested in coin collecting. After looking at his coins, he really didn't have much, but I got interested in coin collecting. My first purchase was for a 1904 Liberty Double Eagle and then an 1895 Liberty Eagle. The dealer was going to a show and had them graded for me. The Eagle came back MS 61, but the Double Eagle came back ungraded other than a Details grade. The dealer offered to refund my money less the cost to have them graded. I still have them. These folks can help you more than anyone else I know, but sometimes they can miss the target like I have a few times. Best of luck.
Am I missing something, as I believe it was indicated this coin was submitted for grading, and came back in a details holder. If your interested in trading, I could give you a "comp" different date "details" Liberty DE, or a graded XF NGC Liberty, or give you a "best price" relative to what dealers will offer you. The "best price" or a graded NGC XF Liberty are believed better than your current holding, allowing you to have funds for a graded replacement, or a graded replacement. JMHO
The Liberty DEs have grown on me with the obverse being pretty clean (similar to the Saint reverse with only an eagle in flight)....and the reverse having lots of details with an eagle, shield, and arrows (like the obverse of the Saint with lots of devices). The basined dies also give that obverse a nice smooth reflective look which is why many of the Liberty DEs have PL on the label.
The OP never reported back. No idea what he did. I am still surprised a mass-marketer sold 1905's over 1905-S's. Anyway, I'm happy to relook at this and other Liberty DE threads as I've been doing more work on the coins and they (or at least the basined obverse) is growing on me.
It appeared the coin had strange wear problems, which is believed was affirmed by the $400 sales price, and at least a 2nd tier TPG grader not providing a grade. HA doesn't care as they get their appreciable premium, and possibly more when auctioning a "problemed" seldom-offered Double Eagle. I just wanted to see the coin "in-hand" to show in image what is often offered by prominent firms, but I've seen far worse. JMHO