Worth it to submit these PCGS "Genuine" US gold coins to NGC?

I sent this gold $20 Saint, & $10 Indian to PCGS ("Collector's Club"). They slabbed the $20 as Genuine (94 - Altered Surface), & the $10 as Genuine (92 - Cleaned). The pics look like the coins look, meaning the color, the look, are fairly represented. The $20 Saint--looks almost identical to a PCGS MS64 $20 Saint I own.

So I'm wondering if it's worth it to crack them out, & re-submit to NGC. They each might be worth what, a few hundred $$ more each if graded Unc. MS grades instead of cleaned or Altered Surface? But then there's the expense, & dues, on top of what I've already spent. And at least they're certified "Genuine".

I've read a lot of posts online about the vagaries of PCGS grading......& whether or not the "Collector's Club" people are given a harder time than big submitters. Does anyone think NGC is more "fair"?

Just asking, I'm a newbie here, & a newbie to submitting coins to TPG's, so any advice would be appreciated. TIA....

 

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Without looking things up I'd think not. NGC will just Details grade it too but in the small change they don't I dont think there will be much up side on them.

 

GDJMSP, Could you tell me why? Do you think they both really do look cleaned, or Altered Surface, or are you thinking PCGS couldn't be wrong?

Maybe that's my real question: what do people think of the actual coins? If I hadn't have shown the "Genuine" labels, would people have pegged them as that?

thanks

 

I can't tell $20 is altered. The reverse of $10 seem cleaned

 

I think your 10 dollar would be bagged for post mint damage, and I have no opinion on the 20 dollar gold. Here are the pictures rotated and cropped.

 

Agree with Shawn on the $10 coin - almost looks like it was dipped or maybe putty used on it. The $20 looks okay in the pictures, but I cannot see enough nor do I know enough to really make a call on it.

 

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The first 2 pics here are the 1927 "Genuine" $20. The last 3, a 1924 $20 graded PCGS MS64. Done with the same camera, lens, & lighting.

The $10 Indian, I could buy that it might have been cleaned. The gold "Genuine" $20, I don't get it. I was told by a very snippy young customer rep at PCGS that "they are never wrong", so...... But hey, I still love the coins, & bought them a long time ago. And thanks for the advice/feedback.

 

I can only report what I think I see - on the 27 it looks hazy in a couple of places, yet when I blow up the 24 I do not see that. Mainly around the torch(down towards or into the sun rays), right leg and rock. But wait for someone who knows more about these than me.

 

FWIW, I agree with the general sentiment of the thread -- the Indian looks messed with, and the St. Gaudens looks good.

As an aside, I have submitted the same St.G to PCGS twice, and each time it has come back in a bag/genuine -- like you, I can't for the life of me see why. I plan to submit it again, if only on principle. lol

 

Take the coins to a dealer and ask his opinion. Buy something small to say thanks.

I've had a lot of success with cracking and resubmitting. But it depends on how blatant the problems are.

Cleaning is usually easily spotted and another grading will likely be the same at PCGS or NGC. It's hard to detect faint hairlines in photos.

Altered surfaces can go either way depending on what has been applied to the coin to improve its appearance or cover some flaw(s), and if it can be removed. For example, nose grease (or something similarly organic) can be easily removed with a safe acetone dip. Ask your dealer if he sees something applied to the coin's surface.

It can get expensive and frustrating playing the crack out game, particularly if you don't know what the problems are that PCGS detected. I'd say don't spend more money on these until you get an expert to look at them in hand.
Lance.

 

Does the luster cartwheel on them ?

 

I looked up the $10 Indian, & $20 Saint prices in a recent CDN. The $10 Indian, even if it graded, I don't think would grade high enough to warrant the slabbing cost (again). At least it's real, & almost 1/2 oz. gold. The $20 Saint, if it graded MS64, might be worth taking a chance. MS65--maybe that's too optimistic--but that would really make it worth it.

Here are 2 other coins I submitted. The $20 Lib they bodybagged(?). The McKinley $1 graded MS64+. Gee, about $200 (inc. shipping fees) & one coin graded. There is a fairly high end PNG dealer not too far from me who said they would look at them (they have tons of nice US & foreign coins on their website, most slabbed by PCGS or NGC--it could turn into an expensive trip . Of course the 1916 McKinley I won't futz with. Anyway, thanks for all the advice!