I appreciate your efforts Charley but some people are just full of hate. Ha. What a joke. Not once did I ever stand on a mountain and shout look at me. I simply outlined my DCA strategy and then you got your panties all in a wad. My Teflon coating is just fine. I'm not bothered by your words at all. I just find your holier than thou attitude comical. Sure, you are a big fish in a small pond so rally your cronies for another smear campaign beat down. You and your words mean nothing to me. I'm just enjoying the playful banter and watching the veins on your neck bulge. I'm sorry that you are so filled with so much hate. Let us hold hands and pray. Not that it will do any good. Ha. You have my pity. Sincerely.