Why does it matter if there is a $100 or $1,000,000 in value in the package if you have insurance? The value of that loss is meaningless to you since you have insurance. And statistically, each package has a tiny probability of getting lost/stolen. The more packages you ship, the higher probability you have of a loss. There is a reason why an insurance company charges less to send one $20,000 package than two $10,000 packages. Because best not to draw attention to the packages. There is a reason why dealers don't put coins in a padlocked canvas bag and have an armored car drive it from place to place. These bags were arriving empty. A generic FedEx box that looks like millions of others that is going from one place to another doesn't draw attention. We use them because they are generally very fast (less time to steal the package) and they are generally reliable. My insurance policy is actually cheaper to send a coin INTERNATIONALLY with FedEx or UPS than it is to send DOMESTICALLY using USPS with tracking. That says a lot about their reliability.