Making a new friend at the bank.

USMC 60 here if you're like me and you get most of your rolls from the bank.
You will find it most beneficial to befriend the bank teller.

I have found that my local bank there is one teller that I even wait for because she knows exactly what I'm looking for. And it's a must to be friend the teller manager.

I can only speak for the area that I'm in, the banks seem to use two services for their coinage. Loomis and Brinks. These two services here in South Florida have their own processing center for coinage.

I have found these two services even though they are different companies. 10 to roll the new coinage in different boxes than the ones they put circulated coinage in.
I have found in my area that if you buy a box like the one indicated with the holes on the top, I have found these to be of one quarter series like the Ellis Island box you're looking at. The other box you're looking at is a box that Brinks puts their circulated coinage in.
The boxes with the holes in the top that end up at my branch bank, The bank teller usually sets them aside because they know that I will purchase them.

 

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Thanks, nice to find out. I haven't been CRH that much this year, but just picked up some T Roosevelts in Loomis rolls that are high end (prob at least MS64 or maybe MS65 and possibly MS66). I have a lot to go on this year but maybe next year I will find a bank to get me a bunch of coin rolls from and just go thru them. My local now Wells Fargo has garbage in their rolls, so.... have to find a different bank I guess.

 

I personally use Wells Fargo myself. The bank only gets what it is given. I have found I can go to the teller manager, like I did a couple months ago I requested a box of dollars, plus a box of haves. The boxes I received was a complete closed-end box like indicated in the quarter box this told me the box of $1000 was going to be all mixed dollars. That was okay because I was missing a lot of dollars from different years.
Now I was totally disappointed on not surprisingly none of them in the box were dated below 65. Found a few minor errors, none worth talking about.

I'm not sure where you live, but a majority of the banks here in South Florida use Loomis or Brinks for their coinage. Like I said befriend your bank teller and also talk to the bank teller manager they were the one that can order coins for you.

Here in South Florida the dollar coins are not well-liked. And they tolerate the haves.
And as far as the quarters go, out of the last 6000 quarters I examined only one was a 1964.

You say you're going to change banks. That is your choice but make sure the bank you're going to does not get its coinage from the same coin rolling company like Brinks or Loomis's. If you're going to a new bank in the same general area most likely there getting there coinage from the same bank your Wells Fargo is getting there's.

Wouldn't it be nice to be able to tell Brinks or Loomis you'd like to place an order for the new quarters or whatever denomination you'd like. I only see one problem with that it's called a service charge and you bet your sweet petunia those companies will charge you a service charge. I don't know but I like the idea of getting a whole box of new quarters like I recently did two boxes of Ellis islands. That's 4000 brand-new quarters right basically from the Mint.(With no service charge)Let's not forget Walmart and your supermarket chains most likely gets its coinage from one of these armored car services.
I don't how many times I've read members finding new coins that they were given at the Walmart or supermarket. Like I said get with your bank teller, asked them to check the the vault For any box that has holes in the top like indicated in the photo. The end of last month the teller at my bank told me she only had one box back there with holes in the top. It was a box of the 2017 p cent.And of course I bought them.Like I said befriend your teller and as a customer all you have to do is ask. usmc60

 

Having just moved, I didn't need to change bank BRANDS, but I do now have a new home branch with which to become acquainted. One problem - my previous home branch had a (free) coin counting machine; the new one has none at all.

I don't typically take OUT coins. I typically DEPOSIT them after I search through my pocket change for stuff. Boy, there are HUGE PILES of pure crap among cents out there - corrosion all over the place.

 

I find if you are willing, with unrolled coins, to see if you can trade them in at gas stations and liquor stores, etc. Usually you can get anywhere from about 10 to 50 or more dollars traded in, especially if they are quarters. As far as gas stations go, pay for them in nickles and dimes and some quarters or cents. If you are only getting 10 or 12 dollars worth, most gas stations might be mildly inconvenienced and say something, but more will usually be glad to be getting change for their tills. Works for me. There are times I have 'sold' (well, traded for bills) up to 200.00 at gas stations and stores.... because when they get coins from the bank, they pay for it. The ones that are willing to trade for bills realize that they can handle having more on hand for certain weekends, don't have to run to the bank, and can save a little on the fees.

 

Putting copper on the outside of a zinc core, then exposing the assembly to the elements. It's almost as though they searched out the exact opposite of a good idea, isn't it?

On the other hand, this may make the public more willing to give up the ridiculously irrelevant one-cent denomination, so maybe it's actually for the best.

 

I believe this week's coin world weekly had an article about garbage buyback.

 

I basically do the same. I had $1000 worth the one dollar presidential dollars. I put a couple of rolls in my truck to pay for gas. In a couple of times when I went grocery shopping, and up at the diner for over a month. Those golden dollars went back into circulation. Like you said down here most of the vendors do not like the Golden dollar nor do they like half dollars. out of 1000 only have one roll left.

 

I don't know what neck o' the woods you're in, but NO BANK charges commercial accounts for change around here. Individuals? Yeah, maybe some. Point is - banks handle change for a specific reason, and people who abuse that planning get charged. Boo hoo.

 

Coin machine what that Fred. I know they have one up at the supermarket that sorts and counts your change And gives you a ticket for which is good for your groceries. But they also have their little surcharge for using their machine. I do not prefer hassles especially at the bank I take the time take Them out of the rolls, examine them then put them back in the same role. Yes it's very time-consuming, but the bank that I deposit them in, all they do when I deposit they open the box make sure there's 50 rolls, then deposited into my account. Short sweet no problems.

 

Wednesday, I stopped by a bank I recently discovered to drop off an AU Bi-Centennial Kennedy in a plastic case for the teller (Norma). I don't have an account there but she has sold me MWRs on the 3 previous trips there and I have found silver. She liked my token gift very much and called me later that day to say she scrounged up 3 rolls from the other tellers and asked if I would like them. I picked them up today and unfortunately they were skunks. But, her colleague (Laura) was there and sold me a 1964-D dime after I told her I collect coins for my grandkids albums. Laura told me the family members of a deceased account holder came by recently to dump coffee cans full of old coins belonging to the deceased. She could hear the silver chiming while the coins were being dumped, and afterwards bought a bunch of silver coins out of the machine! Apparently they traded in some old silver certificates as well. So, I happened to have an extra AU Kennedy on me and gave it to Laura for selling me the dime and contributing to the rolled halves I bought. She thanked me and said if more old coins are brought in she would give me a call. Might not amount to anything, but you never know!!!

 

Now that is a bank contact. I personally had a similar contact like that when I was up in Washington state. Out in the country away from Seattle my branch bank teller in there she took good care of me. Man you hit the jackpot.

But unfortunately down here in South Florida the bank employees have about five or six cameras on them and every penny has to be
Accountable

The worst part about it I know there's employees at the coin rolling facility's down here they keep their eye out for the silver coins, and pull Them out before being rolled.
I'm not sure exactly what that coin machine in this supermarkets name is. But I know I've seen a YouTube video where they lay their coinage out on a table and pick all the odd coins out so you know there's people there looking for silver to.

 

Well, just going off what one guy who ran a liquor store in California told me when I first started doing that. Maybe he was abusing his account, I don't know. I just figured that maybe they did charge for coins at times. I know some banks wanted to charge me when I ordered coins but I usually for a while could talk them out of it.

 

Kurt let me run this by back in 08 just after my stroke and after coming back to my house. I went to my neighborhood bank. This banking system I also had in Washington state. So I went to the teller got a box of quarters,
went through the quarters, took the quarters back to the bank to deposit into my account. The bank teller tells me Sir you're only allowed to deposit six rolls of coins a transaction. Needless to say this escalated to were the bank teller manager had to come over he even brought out the bank's policy and showed me. This particular banking system I have been with in Washington state for over 10 years. I asked the bank teller manager if he was sure he would not accept the rest of my coins, it was the rest of the box 44 rolls.

The manager informed me, they can only accept six rolls per transaction. So needless to say on my way out the door I picked up a pile of deposit slips. So six rolls a deposit until the entire box was gone.
After my last deposit of six rolls, I sat down with the bank manager. And explained I wanted to close my account.

At that time the manager pulled up my account, and personally said you been a member for such a long time, I said yes I have. The manager then decided that he was going to help me in any way he could in order to keep my account.
I informed the bank manager he was a day late I informed the bank manager that it was unacceptable to have to deposit a whole box quarters six rolls at a time.
It was unacceptable close my account, I'm sure my new bank will be more than happy to take my coinage for my business with their bank.

Washington state the branch bank I always used never had that problem. But yes they were the same bank with the same policy. At the manager at that bank was determined not to lose my business.


Kurt not all of us can have commercial accounts. So the banks are going to get every penny out of us that they can. USMC60

 

Sir, my bank has a $25 maximum coin deposit per transaction FOR INDIVIDUALS, and they don't care if it's cents, nickels, dimes, quarters, halves, or dollars. After $25, they charge me a percentage to deposit coin. The papers I signed when I opened the account said so. I signed them.

Now, those VERY SAME papers (a contract, in essence) said that the clause was WAIVED for those in the business of servicing vending machines or other coin intensive service operations, such as a laundromat, a business I am not in. I do not EVER expect any commercial bank to aid and abet my HOBBY. That's not their job!!!

I would NEVER go buy a box of coins, rummage through them, and return those I wasn't interested in. That is ABUSIVE, and most banks treat it that way.

FWIW, I too am a stroke survivor, cerebral hemorrhage, late June 2009. They called for clergy, because I wasn't going to "make it". I was off work for EIGHT DAYS and returned to the service of the Commonwealth. Too ornery to put down, I suppose.

 

I don't think it's abusive (I understand you do and that's ok). I have never been to a bank that told me so and if they don't have what I am looking for or I can see it's a burden I move on. No big deal. It is a hobby and there are those people that hate us and those that could care less. If you can't get change from a bank to look through, where can you? Like USMC60 said, if we are an abusive burden, take your business elsewhere so you are not a burden to those people. I'm sure enough of us keep quite a large amount of cash in their coffers. Enough to pay for their ridiculous, abusive fees.

 

I'm glad it's okay because, yes, I do think it's abusive.

I get the coins I look through the old-fashioned way - in change in daily commerce. I can't believe it needs to be said. Where do I get them in bulk? I don't, and that's the point.

My bank doesn't charge me ANY fees. They also don't pay much in interest, but I've never paid a cent in any fees yet. No monthly charges, no per transaction charges, nothing! Do they HAVE fees? Sure, but they have ways to avoid them and I do.

 

I guess you could look at it like we are just more efficient in how we operate. Instead of waiting for pocket change, we go get it!

 

And if I were a small retailer and got to the bank after you and they were out of coins to service my needs in commerce, I'd be tempted to come hunt you down and wallop you upside da' head. Jus' sayin'. [Says the guy who spent over 25 years as a small retailer.]

 

The bank serves both commercial and general consumer accounts so if as a retailer you get to the bank and there is no change, it’s not my fault. The bank would need to anticipate all demands for every customer so if you think you would be hunting me down then you are very wrong in whom you would have a complaint with. I asked for a box of change one time and they said they didn’t have enough to give me a whole box. That’s responsible as a Bank. If you show up as a retailer and there is nothing, blame the bank. Not me.