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Old 01-10-2009, 05:31 PM   #1 (permalink)
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Join Date: Mar 2008
Location: Arkansas
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PayPal Alternative (Do It Yourself Method)

Howdy peeps,

For those of you that already have a business and take credit cards at your business, why pay PayPal to process credit cards when you can do it and save a nice bit? One of the problems peeps have with calling in a credit card number, is security, so a secure web form is the way to go:

http://www.ammonet-secure.com/toad.htm

Click on the button on that page to see my secure credit card form.

The way it works is the informaton goes into a secure database and I get an email notifying me that a transaction has occurred and I login to get the information, then run it manually on my credit card machine at my business and the funds are deposited directly into my checking account. If you have a business and don't take credit cards but are considering it, the one I went with charges 1.69% for cards in hand and 2.1% for manual transactions (MOTO), which is well below what PayPal charges. So if you do a nice bit of business on Ebay, you can save money by taking credit cards directly. Plus, credit cards provide the holder with fraud protection, better than PayPal, so I advertise that on my listings, to give my buyers peace of mind when dealing with me.

If anyone is interested in who to contact for the secure web form and/or who to contact for a credit card account for your business, PM me and I will send it to you in a PM. Just let me know what info you want.

PayPal recently made my life a total nightmare, so I figured out how to take them out of the equation. Now, they can never do that to me again! If you are also fed up with Pay-MeMore-Pal, then this may be an option for you too.

Ribbit

Ps: The secure web form costs $104 yearly and there is a one-time setup fee of $35, to design a form to fit your needs. They host the secure forms/database and do everything, so there is no need to have a seperate website for hosting nor the costs associated with a seperate website. So those costs should be factored in to determine if this is a feasible method for you.
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