I started with a free account at
www.photobucket.com. I uploaded pictures from my PC into this site.
Then, when I want to place a pic here, I create my post and stop where I want to insert my pic.
I then go open a window for my photobucket account, copy the address of my picture there ("direct link").
Then go back to my message post and click on the icon in the message screen that loots like a postcard sitting behind a mountain. Up will pop a window where you can enter the address (erase first the lead in address line in that window). Voila, the pic then is inserted into my message.
Go to the test forum first to try this out!
P.S. I've sent you a private message - see the upper right hand corner of your screen and click on the link to see.