welcome to coin talk first of all. 2nd welcome to the world of crazy currency collecting. now to your question. i am going with Fine condition. as far as ebay if you got it for $10-15 i guess you didnt do to bad. i actually picked up these 2 beauts last night on the bay. just over $75 for the pair. these are 1928 B's though. there are plenty of good deals to be had if you know what to look for. educate yourself and find a certain type of note and go from there. check out my sig you can see some of my collections. chicago notes are my main specialty at the moment