http://www.pcgs.com/articles/article...universeid=313
I don't make this stuff up, it's right on the pcgs website.
I'm not going to pay $1000s of dollars for any coin, period. I have a family and their needs take priority over my coin collection. I understand there are plenty of collectors with lots of disposable income, and if they feel they have to have the absolute best collection, then tpg is certainly the way to go. I'm a hobbyist, not an investor. It's not practical for me to pay 3 times as much for a proof because it's tpg. I'm sorry if my opinions sound "radical" or "extreme" but the hobby is fun even without treating your coins like stocks and bonds.