I've also done it over the phone before but I worried about it afterwards, especially when I didn't get my coins. However, it was easy to get a refund.

With PayPal, it's a nightmare to get a refund but credit card companies/banks are easy to get a refund from.

Plus, if it is a fraudulent refund request, I have the necessary paperwork to prove I provided the goods, so I can stop reverse fraud.
With all of the problems ocurring with PayPal, I believe this will be a viable alternative.

And it will make for a better experience for the buyers.

I've already pee'd off both Ebay & PayPal with my last auctions and the feedback I received, so this is their last attempt to stop me from not taking PayPal but it won't succeed. :-D I will prevail and then I will start selling but until then, I will not do anything on Ebay, which includes buying, except for items I can't live without.
Ribbit